Effective Date: 02/01/2026
Last Updated: 04/21/2026

Spirit & Thread Crochet LLC, doing business as The Creative Business Accelerator (“Company,” “we,” “us,” or “our”), respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect personal information when you visit thecreativebusinessaccelerator.com, purchase our products or services, join our email list, submit a form, or otherwise interact with us online.

By using our website or services, you agree to the practices described in this Privacy Policy.

1. Scope

This Privacy Policy applies to:

• our website and landing pages

• course, coaching, consulting, and digital product offers

• email communications and opt-in forms

• customer support communications

• related online services, tools, and content we make available

2. Information We Collect

We may collect the following categories of information:

A. Information You Provide Directly

You may provide information such as:

• your name

• email address

• billing address

• payment information

• phone number, if you choose to provide it

• account login details

• survey responses

• messages, applications, inquiries, or customer support requests

• purchase history and program participation information

• testimonials, reviews, comments, or other content you submit

B. Information Collected Automatically

When you use our website, we or our service providers may automatically collect certain information, including:

• IP address

• browser type

• device type

• operating system

• referring URLs

• pages viewed

• dates and times of visits

• clicks, scrolls, and general site usage data

• cookie, pixel, tag, and similar tracking information

C. Information from Third Parties

We may receive information from third-party platforms or providers, such as:

• payment processors

• email marketing providers

• course or membership platforms

• analytics providers

• advertising partners

• scheduling or CRM tools

• social media platforms, if you interact with us there

3. How We Use Information

We may use your information to:

• provide and deliver products, services, and content

• process payments and transactions

• create and manage your account

• communicate with you about purchases, access, support, updates, and administrative matters

• send marketing emails or other promotional messages where permitted by law

• personalize your experience

• improve our website, offers, and customer experience

• understand website traffic, trends, and performance

• detect, investigate, prevent, or address fraud, unauthorized access, security incidents, or other illegal or harmful activity

• comply with legal obligations

• enforce our Terms of Service and other policies

4. Cookies and Tracking Technologies

We may use cookies, pixels, tags, scripts, and similar technologies for functions such as:

• website operation

• remembering user preferences

• analytics

• advertising and remarketing

• measuring campaign performance

• fraud prevention and security

Some cookies may be necessary for the website to function properly, while others may be used for analytics or marketing.

If we offer cookie settings or consent choices, we intend those choices to function as described. You may also be able to adjust certain cookie settings through your browser or device. Please note that disabling some cookies may affect website functionality. New York guidance emphasizes that privacy controls and cookie choices should be accurate, not misleading, and no harder to decline than accept; this policy is drafted with that standard in mind.

5. Email Marketing and Communications

If you opt in to receive emails from us, we may send you:

• newsletters

• promotional emails

• launch information

• educational content

• updates about products, services, or events

You can unsubscribe from marketing emails at any time by clicking the unsubscribe link in the email or contacting us at krista@thecreativebusinessaccelerator.com.

We may still send transactional or service-related messages, such as purchase confirmations, account notices, support replies, and important policy or access updates.

6. How We Share Information

We do not sell your personal information for money.

We may share information with trusted third parties that help us operate our business, such as:

• website hosting providers

• payment processors

• email service providers

• course or membership platforms

• scheduling tools

• analytics providers

• advertising and marketing service providers

• cloud storage or software vendors

• contractors or service providers acting on our behalf

We may also disclose information:

• if required by law, subpoena, court order, or legal process

• to protect our rights, property, or safety

• to investigate fraud, security issues, or violations of our policies

• in connection with a business transfer, merger, sale, reorganization, or asset transaction

These providers and partners may process data under their own policies and practices. We encourage you to review the privacy policies of third-party services you use or access through us.

7. Payment Information

Payments may be processed by third-party payment processors. We generally do not store full payment card numbers on our own servers. Payment information you provide is handled subject to the payment processor’s terms, privacy, and security practices.

8. Data Retention

We retain personal information for as long as reasonably necessary to:

• provide our products and services

• maintain business and transaction records

• comply with legal, tax, accounting, and regulatory obligations

• resolve disputes

• enforce our agreements

• support legitimate business operations

Retention periods may vary depending on the type of information and the purpose for which it was collected.

9. Data Security

We use reasonable administrative, technical, and organizational safeguards designed to help protect personal information. However, no method of transmission over the internet or method of storage is completely secure, and we cannot guarantee absolute security.

If we experience a data breach affecting personal information, we may provide notices as required by applicable law, including New York’s data breach notification requirements where applicable.

10. Your Choices

Depending on how you interact with us, you may have choices regarding:

• whether to provide certain information

• marketing email preferences

• cookie and tracking preferences, where offered

• updating certain account or profile information

You may contact us to request access, correction, or deletion of personal information we hold about you, subject to legal, operational, contractual, and recordkeeping limitations.

11. Children’s Privacy

Our website, products, and services are intended for adults and are not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe a child under 13 has provided personal information to us, contact us and we will take appropriate steps to address the issue. COPPA imposes special requirements on sites directed to children under 13 or that knowingly collect their personal information.

12. Third-Party Websites and Services

Our website may contain links to third-party websites, tools, platforms, or embedded content. We are not responsible for the privacy, security, or content practices of third parties. Your use of third-party services is governed by their own terms and policies.

13. Business Transfers

If our business is sold, merged, reorganized, or otherwise transferred, personal information may be transferred as part of that transaction, subject to applicable law.

14. International Visitors

Our website is operated in the United States. If you access it from outside the United States, you understand that your information may be transferred to, stored in, and processed in the United States.

15. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will update the “Last Updated” date above. Your continued use of our website or services after changes are posted means you accept the updated Privacy Policy, to the extent permitted by law.

16. Contact

If you have questions about this Privacy Policy, contact:

Spirit & Thread Crochet LLC d/b/a The Creative Business Accelerator
Email: krista@thecreativebusinessaccelerator.com