Terms of Service
Effective Date: February 1, 2026
Last Updated: April 21, 2026
These Terms of Service (“Terms”) govern your access to and use of thecreativebusinessaccelerator.com and any related websites, pages, content, downloads, resources, templates, digital products, courses, consulting, educational materials, and services offered by Spirit & Thread Crochet LLC d/b/a The Creative Business Accelerator (“Company,” “we,” “us,” or “our”).
By accessing or using this website, or by purchasing or using any of our products or services, you agree to be bound by these Terms, as well as our Privacy Policy and Disclaimer, which are incorporated herein by reference. If you do not agree to these Terms, you should not access or use this website or purchase our products or services.
1. Eligibility
This website and our products and services are intended for individuals who are at least 18 years old, or the age of majority in their jurisdiction. By using this website, you represent and warrant that you meet these requirements and have the legal capacity to enter into a binding agreement.
2. Changes to These Terms
We may revise these Terms from time to time in our sole discretion. Any updates will be effective immediately upon posting to this website, unless otherwise stated. Your continued use of the website or our products or services after revised Terms are posted constitutes your acceptance of those changes.
3. Scope of These Terms
These Terms apply to your use of this website and any related offerings made available by us, including, without limitation:
digital products and downloads
templates, worksheets, guides, and forms
educational content and resource libraries
paid courses, workshops, and trainings
consulting, coaching, and strategy services
free resources provided in exchange for contact information
email communications and related materials
Additional terms may apply to specific products, services, promotions, or programs. In the event of a conflict, those additional terms will control as to that specific offering.
4. Limited License and Permitted Use
Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable license to access and use this website and any materials you lawfully purchase or receive from us for your own personal or internal business use only, unless we expressly state otherwise in writing.
You may not, without our prior written consent:
copy, reproduce, republish, upload, post, transmit, distribute, or publicly display our content
share, sell, sublicense, lease, assign, or redistribute our content or materials
modify, adapt, translate, reverse engineer, decompile, disassemble, or create derivative works based on our content, products, or services, except solely for completing templates or forms for your own authorized use
use our content to create or market a competing course, program, product, service, or resource
remove, alter, or obscure copyright, trademark, or proprietary notices
use automated tools, bots, scrapers, crawlers, or similar means to collect content or data from this website
interfere with the operation, security, or integrity of this website
use this website or our materials for any unlawful, misleading, fraudulent, abusive, or unauthorized purpose
We reserve the right to suspend or terminate your access if we believe you have violated these Terms.
5. Intellectual Property
All content on this website and all materials made available through our products and services, including but not limited to text, graphics, branding, logos, images, videos, downloads, templates, worksheets, forms, guides, course materials, and design elements, are owned by us or licensed to us and are protected by copyright, trademark, and other applicable intellectual property laws.
No right, title, or interest in any content is transferred to you except for the limited license expressly granted in these Terms.
6. Purchases, Payment, and Pricing
If you purchase a product or service from us, you agree to provide current, complete, and accurate billing and account information.
We reserve the right, in our sole discretion, to:
change prices at any time
modify or discontinue any product or service
refuse, limit, or cancel any order
restrict sales to certain persons, geographic regions, or jurisdictions, where appropriate
Payments may be processed through third-party payment processors or platforms. We are not responsible for errors, outages, security issues, or policies of third-party providers.
7. Refunds and Cancellations
Refund and cancellation terms may vary depending on the specific product, service, or offer. Any refund policy presented on a sales page, checkout page, program page, proposal, invoice, or separate agreement is incorporated into these Terms and will control for that specific offering.
Unless otherwise expressly stated, all sales of digital products, downloadable resources, templates, and educational materials are final.
If a refund is issued for any reason, any license granted to you for the refunded product or service will terminate immediately, and you agree to stop using and to delete or destroy all related materials in your possession or control.
8. Educational and Informational Purposes Only
The content on this website and in our products and services is provided for educational and informational purposes only.
Nothing on this website or in our products or services is intended to be, and should not be understood as, legal, tax, accounting, financial, investment, therapeutic, or other professional advice. You should consult your own qualified professionals regarding your specific situation before making legal, tax, financial, or business decisions.
9. No Guarantees or Earnings Claims
We make no representations, warranties, or guarantees regarding any particular outcome, result, income level, profit, business growth, tax result, legal compliance, or success from your use of this website or our products or services.
Any testimonials, examples, case studies, or illustrations are provided for informational purposes only. They are not promises or guarantees of future results. Individual results will vary and depend on many factors outside our knowledge and control.
10. Personal Responsibility
By using this website and our products or services, you accept full responsibility for your own decisions, actions, and results. You agree to use your own judgment and due diligence before implementing any strategy, suggestion, or recommendation.
11. Account Access and Security
Some products or services may require account registration, login credentials, or access through a third-party platform. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.
You may not share your account or provide others with access to paid materials unless expressly authorized by us in writing. We reserve the right to suspend or terminate access where we reasonably believe unauthorized sharing or misuse has occurred.
12. User Submissions, Testimonials, and Feedback
If you send us comments, reviews, testimonials, suggestions, feedback, survey responses, photos, or other materials (“Submissions”), you represent and warrant that you have the right to provide them.
By submitting such materials, you grant us a non-exclusive, worldwide, royalty-free, perpetual license to use, reproduce, adapt, publish, display, distribute, and otherwise use those Submissions for lawful business purposes, including marketing, promotional, testimonial, educational, and service improvement purposes, unless otherwise prohibited by law.
If you provide feedback or suggestions regarding our website, products, or services, we may use them without restriction and without any obligation to compensate you.
13. Third-Party Websites, Tools, and Platforms
This website may contain links to third-party websites, software, tools, or services. We may also rely on third-party platforms to host, deliver, process, or support parts of our products or services.
We do not control and are not responsible for third-party content, availability, security, practices, policies, or performance. Your use of any third-party site, tool, or platform is at your own risk and subject to the terms and policies of that third party.
14. Electronic Communications
By visiting this website or communicating with us electronically, you consent to receive communications from us electronically, including by email. You agree that such communications satisfy any legal requirement that communications be in writing.
15. Disclaimer of Warranties
To the fullest extent permitted by applicable law, this website and all products, services, and content are provided on an “as is” and “as available” basis, without warranties of any kind, whether express, implied, statutory, or otherwise.
We disclaim all warranties, including, without limitation, implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, reliability, availability, and freedom from viruses or harmful components.
We do not warrant that the website or any product or service will be uninterrupted, secure, error-free, or suitable for your specific needs.
16. Limitation of Liability
To the fullest extent permitted by applicable law, we will not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages, or for any loss of revenue, profits, business opportunity, goodwill, data, or anticipated savings, arising out of or relating to your use of, or inability to use, this website, our products, our services, or these Terms.
To the fullest extent permitted by applicable law, our total aggregate liability arising out of or relating to these Terms, the website, or any product or service will not exceed the greater of:
the amount you paid us for the specific product or service giving rise to the claim, or
$100 USD
Nothing in these Terms is intended to exclude liability that cannot be excluded under applicable law.
17. Indemnification
You agree to indemnify, defend, and hold harmless the Company and its owners, officers, directors, employees, contractors, affiliates, agents, licensors, and service providers from and against any and all claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:
your violation of these Terms
your misuse of the website, products, or services
your violation of any law or regulation
your violation of any rights of a third party
any information or content you submit to us
18. Suspension and Termination
We reserve the right, in our sole discretion, to suspend, restrict, or terminate your access to the website or any product or service, with or without notice, if we believe you have violated these Terms or used the website, products, or services in a harmful, unlawful, or unauthorized manner.
The provisions of these Terms that by their nature should survive termination will survive, including, without limitation, provisions relating to intellectual property, disclaimers, limitation of liability, indemnification, dispute resolution, and governing law.
19. Disputes and Informal Resolution
If you have a dispute or concern arising out of or relating to these Terms, the website, or any product or service, you agree to first contact us at krista@thecreativebusinessaccelerator.com and provide a written description of the issue, including sufficient detail for us to review it.
The parties agree to make a good-faith effort to resolve any dispute informally before initiating legal proceedings.
20. Governing Law and Venue
These Terms are governed by the laws of the State of New York and the United States of America, without regard to conflict of law principles.
Any dispute arising out of or relating to these Terms, the website, or our products or services that cannot be resolved informally shall be brought exclusively in the state or federal courts located in Monroe County, New York, unless applicable law requires otherwise. You consent to the personal jurisdiction and venue of those courts.
21. Class Action Waiver
To the fullest extent permitted by law, you agree that any dispute or claim shall be brought only on an individual basis and not as a plaintiff or class member in any purported class, collective, representative, or private attorney general action or proceeding.
22. Injunctive Relief
You acknowledge that a breach of these Terms, especially with respect to intellectual property rights or unauthorized use of our proprietary materials, may cause irreparable harm for which monetary damages may not be an adequate remedy. In such circumstances, we may seek injunctive or other equitable relief in addition to any other remedies available under applicable law.
23. No Waiver
Our failure to enforce any provision of these Terms shall not operate as a waiver of that provision or any other provision.
24. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect to the maximum extent permitted by law.
25. Entire Agreement
These Terms, together with any policies or additional terms expressly incorporated by reference, constitute the entire agreement between you and the Company regarding your use of the website and our products and services and supersede all prior or contemporaneous understandings, communications, and agreements relating to that subject matter.
26. Contact
If you have questions about these Terms, please contact:
Spirit & Thread Crochet LLC d/b/a The Creative Business Accelerator
Email: krista@thecreativebusinessaccelerator.com