Course Terms and Conditions
Effective Date: March 1, 2026
Last Updated: April 6, 2026
These Course Terms & Conditions (“Course Terms”) govern your purchase of and access to The Creative Business Accelerator (the “Course”) offered by Spirit & Thread Crochet LLC d/b/a The Creative Business Accelerator.
By purchasing, accessing, or using the Course, you agree to these Course Terms.
1. Course Description
The Course is a self-paced educational digital program designed for creative business owners and makers. The Course may include videos, lessons, templates, worksheets, calculators, downloads, examples, bonuses, and related educational resources.
We reserve the right to update, modify, replace, improve, suspend, or remove any part of the Course or its contents at any time, with or without notice.
2. Educational Purposes Only
The Course is provided for educational and informational purposes only. Nothing in the Course, on our website, in our emails, or in related materials constitutes legal, tax, accounting, bookkeeping, financial, investment, compliance, or other professional advice.
Your purchase of or participation in the Course does not create any attorney-client, accountant-client, fiduciary, advisory, agency, partnership, or employment relationship between you and the Company.
You are solely responsible for obtaining advice from qualified professionals regarding your specific business, tax, legal, and financial circumstances.
3. No Guarantees or Earnings Claims
We make no guarantees or representations regarding revenue, income, profit, sales, audience growth, business success, tax outcomes, legal compliance, or any other results from your use of the Course.
Any testimonials, examples, case studies, success stories, or illustrative scenarios are provided for informational purposes only. Individual results vary and depend on many factors outside our control, including your effort, experience, niche, pricing, market conditions, and implementation.
4. Eligibility
You must be at least 18 years old, or the age of majority in your jurisdiction, to purchase or use the Course.
5. License; Personal Use Only
When you purchase the Course, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Course solely for your own personal, non-commercial business education.
You may not, without our prior written permission:
Share, transfer, sell, sublicense, or assign your access to the Course
Share your login credentials with any other person
Copy, reproduce, republish, upload, post, transmit, or distribute Course materials
Modify, create derivative works from, or exploit Course materials
Teach, train, coach, or present the Course materials as your own
Use the Course materials in any group program, membership, coaching offer, classroom, or business training without authorization
Upload Course materials to shared folders, drives, communities, or public/private platforms
Use the Course or its contents to create a competing product or service
All rights not expressly granted are reserved by the Company.
6. Intellectual Property
The Course and all related content, including but not limited to videos, text, graphics, templates, worksheets, downloads, branding, logos, designs, frameworks, and materials, are owned by or licensed to the Company and are protected by copyright, trademark, and other applicable intellectual property laws.
Your purchase does not transfer any ownership rights to you.
7. Access Term
Unless otherwise stated on the sales page or checkout page, your purchase includes lifetime access, meaning access for as long as the Course is offered by the Company in substantially the same format.
“Lifetime access” does not mean access for your lifetime, nor does it guarantee that the Course, platform, technology, or business will remain available forever. If we discontinue the Course or move it to a different platform, we may provide substitute access or materials at our discretion.
8. Account Security
If the Course requires an account, username, password, or login credentials, you are responsible for maintaining the confidentiality of that information and for all activity occurring under your account.
You agree to notify us promptly at krista@thecreativebusinessaccelerator.com if you suspect unauthorized access, sharing, or misuse of your account.
9. Payment
You agree to pay the price presented at checkout, along with any applicable taxes, fees, or charges. All payments are processed through third-party payment processors, and their terms and policies may also apply to your transaction.
We reserve the right to change Course pricing at any time, but price changes will not affect purchases already completed.
10. Refunds
Your purchase is subject to our Refund Policy. If there is any conflict between these Course Terms and the Refund Policy, the Refund Policy will control with respect to refunds.
Any refund granted will result in termination of your access to the Course and any related bonuses, downloads, templates, worksheets, or materials.
11. Bonuses and Supplemental Materials
We may offer bonuses, templates, downloads, calculators, workbooks, or other supplemental materials with the Course. Unless expressly stated otherwise, we reserve the right to substitute, modify, discontinue, or remove any bonus or supplemental material at any time.
12. Testimonials, Reviews, and Feedback
If you submit a testimonial, review, comment, feedback, survey response, or similar content to us, you represent that it is truthful and based on your actual experience.
You grant the Company a non-exclusive, worldwide, royalty-free, perpetual license to use, reproduce, publish, display, edit for length or clarity, and distribute that content in connection with our business, marketing, and promotional activities, subject to applicable law.
13. Prohibited Conduct
We reserve the right to suspend or terminate your access to the Course, without refund to the fullest extent permitted by law, if you:
Share access or login credentials
Copy, reproduce, or distribute Course materials without authorization
Infringe our intellectual property rights
Engage in fraud, deception, or unlawful conduct
Harass, threaten, or abuse us or other users
Misuse the Course in a way that harms the Company, its brand, or other customers
14. Disclaimer of Warranties
To the fullest extent permitted by law, the Course is provided on an “as is” and “as available” basis, without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, or availability.
We do not warrant that the Course will be uninterrupted, error-free, secure, or free from harmful components.
15. Limitation of Liability
To the fullest extent permitted by law, the Company shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or related to the Course, including but not limited to lost profits, lost revenue, lost savings, lost business opportunities, loss of goodwill, loss of data, or business interruption.
To the fullest extent permitted by law, the Company’s total liability for any claim arising out of or relating to the Course or these Course Terms shall not exceed the amount you actually paid for the Course.
16. Indemnification
You agree to defend, indemnify, and hold harmless Spirit & Thread Crochet LLC d/b/a The Creative Business Accelerator and its owners, officers, employees, contractors, affiliates, agents, successors, and service providers from and against any claims, damages, liabilities, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:
Your misuse of the Course
Your violation of these Course Terms
Your violation of any law or regulation
Your infringement of any third-party rights
17. Chargebacks
Before initiating a chargeback or payment dispute, you agree to contact us at krista@thecreativebusinessaccelerator.com and provide a reasonable opportunity to resolve the issue.
We reserve the right to provide these Course Terms, proof of purchase, access logs, communications, and related records to the payment processor, card issuer, or financial institution in connection with any chargeback or dispute.
18. Termination
We may terminate, suspend, or restrict your access to the Course at any time if we reasonably believe you have violated these Course Terms or used the Course in an unauthorized, unlawful, or harmful manner.
Sections that by their nature should survive termination will survive, including but not limited to sections relating to intellectual property, disclaimers, limitation of liability, indemnification, disputes, and governing law.
19. Governing Law
These Course Terms are governed by the laws of the State of New York and United States of America, without regard to conflict of law principles.
20. Venue
Any dispute arising out of or relating to the Course or these Course Terms shall be brought exclusively in the state or federal courts located in Monroe County, New York, unless applicable law requires otherwise.
21. Severability
If any provision of these Course Terms is found to be invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect.
22. Entire Agreement
These Course Terms, together with any incorporated policies referenced herein, constitute the entire agreement between you and the Company regarding the Course and supersede all prior or contemporaneous communications, understandings, or agreements relating to the Course.
23. Changes to These Terms
We may update these Course Terms from time to time. Any updated version will be effective when posted, unless otherwise stated. Your continued access to or use of the Course after updated terms are posted constitutes your acceptance of those changes.
24. Contact
Questions about these Course Terms may be sent to:
Spirit & Thread Crochet LLC d/b/a The Creative Business Accelerator